TooziConnect your bank. Toozi sorts the rest.
Plaid is the same bank-connection layer Venmo and Robinhood use. Once your accounts are linked, every deposit and charge flows into Toozi, gets a tax category, and shows up in your books without you typing a thing.
How to connect
- Text "connect my bank" to (844) 482-4881, or tap Connect bank in Tax Hub.
- Pick your bank in the Plaid window and sign in with your bank login. Toozi never sees your password.
- Choose the accounts to share: checking, savings, and the card you use for the business.
- That's it. Transactions start arriving within a minute and Toozi texts you a first summary.
What Toozi does with it
- Categorizes each transaction for Schedule C using your own past choices first, then Plaid's merchant data, then AI for the leftovers.
- Matches transfers between your own accounts and card payments so they never count as income or expense.
- Learns a merchant the first time you correct it, so the same store never comes back to you.
- Groups anything it isn't sure about by store and asks you once by text, not once per transaction.
- Feeds your quarterly estimate and your return straight from the sorted books.
Good to know
- Plaid supports most US banks and credit unions. If yours isn't listed, you can still text transactions in or import a CSV.
- Some banks ask you to re-authorize the link every few months. Toozi texts you when that happens.
Connect Plaid in a text.
Have Toozi text you first. The first reply walks you through linking your accounts, and your books start filling in on their own.
- 14 days free
- No card to start
- Cancel by text
- IRS e-file authorized
Questions
Is it safe to connect my bank?
Plaid uses read-only access with bank-level encryption and is used by thousands of financial apps. Toozi never sees or stores your bank password, and the connection can be removed any time from Settings.
Can I connect a personal account I also use for the business?
Yes. Toozi sorts business from personal as it goes and marks personal spending so it never lands on your Schedule C. Over time it learns which merchants are which.
What if a transaction is categorized wrong?
Tell Toozi by text ("the Target run was supplies") or change it in Tax Hub. Either way it remembers for next time.
Do I need Plaid to use Toozi?
No. Plenty of people just text their income and expenses. The bank link saves typing and catches the charges you'd forget.
Tax is a doozy.
Toozi isn't.
Text (844) 482-4881 and your first expense is logged in 10 seconds.