TooziFound vs. Toozi
The short answer: Found is a business checking account (banking services through a partner bank) with bookkeeping, invoicing, and tax estimates attached; the account is free and the Found Plus tier is roughly $35 a month as of 2026. Toozi is not a bank — it keeps your books and files your taxes by text, connected to whatever bank you already use. If you want a new business account that does light bookkeeping, Found is a clean choice. If you want to keep your bank and have your books, estimates, and the return itself handled from your phone, Toozi is the fit.
| Toozi | Found | |
|---|---|---|
| What it is | Bookkeeping + tax filing by text, any bank | Business checking account with bookkeeping built in |
| How you use it | Real SMS — text a phone number, no app | App + web |
| Works with your current bank | Yes, via Plaid | Core plan tracks the Found account; importing other accounts is a paid-tier feature |
| Multiple businesses | Separate books per hustle, one price | Built around one account |
| Price | $49/mo flat | Free core account; Found Plus roughly $35/mo as of 2026 |
| Tax filing | E-files your federal return (IRS Authorized e-file Provider) | Tax estimates and in-app quarterly payments; filing not included |
| Invoicing | Unlimited, with payment links | Unlimited on the free plan |
Where Toozi wins
- Keep the bank you have. Found's bookkeeping is strongest for money that moves through a Found account. Toozi links any US bank or card through Plaid and sorts it all, including the personal card you sometimes use for supplies.
- It files. Found estimates what you owe. Toozi estimates it, texts you before each quarterly deadline, and then prepares and e-files the federal return from the same books.
- Nothing to log into. Text "$48 gas" or "send Jess an invoice" and it is done. Found needs the app open.
Where Found might fit better (the honest part)
- If what you actually need is a free business checking account with a debit card, Found gives you that and the bookkeeping comes along for free.
- If every dollar of your business already runs through one account and you like a banking app, Found keeps everything in one place.
- Found's core plan costs nothing. Toozi is $49/mo.
FAQ
Is Toozi a bank?
No. Toozi connects to your existing bank and card accounts through Plaid and keeps the books. Your money stays where it is.
Can I use Found and Toozi together?
Yes. Many people bank with Found (or anyone) and let Toozi handle the books, estimates, and filing. Link the Found account like any other bank.
Does Found file taxes?
Found provides tax estimates and, on paid tiers, in-app quarterly payments. It does not prepare or e-file your return. Toozi does.
Keep your bank. Hand off the books. Try Toozi free for 14 days — text "start" to (844) 482-4881.
Get Started Free →or text START to (844) 482-4881