How do I file taxes with 3 incomes?

Here's how the pieces fit: W-2 jobs go on your 1040. Each self-employment gig gets reported on Schedule C — one Schedule C per distinct business, or combined if they're similar work. Your braiding income and your Etsy shop are two different businesses; DoorDash and Uber Eats are arguably one delivery business.

The math that surprises people: your incomes STACK. Your W-2 might be taxed correctly by your employer, but your side income gets added on top of it, taxed at your highest bracket, plus 15.3% self-employment tax. That's why people with a job plus two side hustles owe money in April even though their paycheck withholding felt fine.

The fix: either increase your W-2 withholding (new W-4 to your employer) or make quarterly estimated payments for the side income.

And track each hustle separately. Separate income, separate expenses. When one loses money, that loss can offset the others — but only if you have the records to show it.