How do I file taxes with 3 incomes?

Here's how the pieces fit: W-2 jobs go on your 1040. Each self-employment gig goes on Schedule C. Use one Schedule C for each different business. Similar work can go on one. Your braiding income and your Etsy shop are two different businesses. DoorDash and Uber Eats can count as one delivery business.

The math that surprises people: your incomes STACK. Your employer might take the right tax out of your W-2 pay. But your side income gets added on top. It's taxed at your highest bracket, plus 15.3% self-employment tax. That's why people with a job and two side hustles owe money in April, even when their paycheck withholding felt fine.

The fix: have more tax taken out of your W-2 pay (give your employer a new W-4). Or make quarterly estimated payments for the side income.

And track each hustle on its own. Its own income, its own expenses. When one loses money, that loss can lower the others. But only if you have the records to show it.