TooziPaid on Venmo or Zelle? Already counted.
Venmo, Cash App, and Zelle don't offer business connections the way a bank does, so Toozi tracks them through two doors: you text the payment as it comes in, or your linked bank shows the deposit and Toozi books it. Either way the income lands in your books and your tax estimate.
How to connect
- Text payments as they land: "Zelle from Devon $60" or "Venmo came through from Marcus $120." Toozi logs the income and matches it to an open invoice if there is one.
- Or link the bank account those apps pay out to, so deposits arrive on their own.
- When money goes out to a person, Toozi asks you once by text whether it was contract labor or personal.
What Toozi does with it
- Books peer-to-peer income the moment you text it, and matches it to an invoice when the name and amount line up.
- Reads Zelle, Venmo, Cash App, Apple Cash, and PayPal deposits from your linked bank and strips the reference codes so the payer's name is what you see.
- Treats transfers between your own accounts and cash-app balance moves as transfers, never income.
- Groups payments to people and asks you by text, so one reply settles a month of them.
Good to know
- There is no direct Venmo, Cash App, or Zelle connection; Toozi sees them through your text or your bank feed, not inside the apps.
- Payments you send to a person are not categorized automatically, because the same transfer can be contract labor or personal. Toozi asks instead of guessing.
- Money that stays in a Venmo or Cash App balance and never hits your bank only shows up if you text it.
Connect Venmo, Cash App & Zelle in a text.
Have Toozi text you first. The first reply walks you through linking your accounts, and your books start filling in on their own.
- 14 days free
- No card to start
- Cancel by text
- IRS e-file authorized
Questions
Does the IRS see my Venmo or Cash App payments?
Payment apps send Form 1099-K when your business payments cross the federal threshold for the year. Whether or not you get a form, business income is taxable, so booking it as you go keeps your return and your estimates honest.
My Zelle deposits show a code, not a name. Can Toozi tell who paid?
Yes. Toozi strips the reference codes and keeps the payer name from the bank descriptor, and once you tell it who a payer is, it remembers.
I pay my assistant on Cash App. Is that deductible?
Payments to someone who works for your business are contract labor, and if you pay a person $600 or more in a year (the threshold changes, check the current one) you may owe them a 1099-NEC. Tell Toozi it is contract labor once and it files the rest the same way and can prepare the 1099.
Tax is a doozy.
Toozi isn't.
Text (844) 482-4881 and your first expense is logged in 10 seconds.