The short answer: Keeper is great if you mainly want AI to scan past transactions for deductions and have a tax pro file your return once a year. Toozi is the better fit if you want your books kept current as you go — text an expense, an invoice, or a question to a real number and it’s logged, categorized, and tax-ready in seconds — with separate books for every hustle you run.
| Toozi | Keeper | |
|---|---|---|
| Core job | Ongoing bookkeeping + taxes, by text | Scan transactions for write-offs; file once a year |
| Interface | Real SMS — no app | Mobile app |
| Timing | Real-time as you earn/spend | Retroactive scanning at tax time |
| Multiple hustles | Separate books each, one flat price | Personal deduction focus |
| Invoicing | Yes, with payment links | No |
| Price | ~$49/mo flat | ~$20/mo deductions; filing from $199/yr |
Keeper scans your transactions for write-offs and files annually; Toozi keeps your books tax-ready in real time by text and handles invoicing and multiple businesses.
Yes — Toozi works over regular SMS; there’s nothing to install.
Yes, with separate books for each hustle at one flat price.
See how bookkeeping-by-text feels — try Toozi free for 14 days.
Get Started Free →or text START to (844) 482-4881