The short answer: Both handle bookkeeping "by text," but Toozi uses real SMS — you text a normal phone number, no app to install — while ClaryBook’s chat lives inside its iPhone app, Telegram, or web dashboard. If you want zero setup and to work from the Messages app you already use, Toozi fits; if you want a full app with charts and lean toward rental-property bookkeeping, ClaryBook is worth a look.
| Toozi | ClaryBook | |
|---|---|---|
| How you use it | Real SMS — text a phone number, no app | App-first (iPhone), plus Telegram + web |
| Best fit | Service pros, beauty, 1099, multi-hustle | Rental-property owners (Schedule E), freelancers |
| Multiple businesses | Separate books per hustle, one flat price | Tags by client/project/property |
| Price | ~$49/mo flat | $30/mo |
| Free trial | 14 days, no card | 30 days, no card |
| Tax focus | Schedule C, quarterly estimates, tax-ready | Schedule E emphasis, tax package for CPA |
Partly. Its chat runs in the ClaryBook iPhone app, Telegram, or web portal — not standard SMS. Toozi uses a real text number with no app required.
ClaryBook ($30/mo) is cheaper than Toozi (~$49/mo). Toozi includes separate books for unlimited hustles at that one price.
Toozi — it keeps fully separate books per hustle, each mapped to its own tax form.
Try Toozi free for 14 days — text "start" to (844) 482-4881.
Get Started Free →or text START to (844) 482-4881